Today the 12bet官方 研究所 released new research showing that out-of-pocket healthcare spending increased 8.5% between 2016 and 2017, the fastest growth over the last three years. The report and downloadable dataset are the first publicly available data source with 2017 estimates on out-of-pocket healthcare trends and covers a three-year period from 2014-2017. 它们呈现出两位数的增长(13%).5%) in healthcare spending in California and also an uptick in the financial burden of healthcare spending as a fraction of take-home income across the nation.

这份报告, On the Rise: Out-of-Pocket 医疗保健 支出 in 2017, shows that low-income families had the highest healthcare spending burden in 2017, which grew nearly twice as much as the average family in 2017. While the average healthcare spending burden increased by 0.1比10个百分点.从2016年的6%上升到1%.7% in 2017, low-income families’ out-of-pocket healthcare spending burden grew by 0.18%age points, nearly twice as much, from 2.从2016年的6%降至2%.2017年8%.

“对许多美国家庭来说, out-of-pocket healthcare spending continues to grow and eat up a larger share of their income,” Diana Farrell, President and CEO, 12bet官方 研究所. “This is concerning because we know that families defer care that requires out-of-pocket spending to moments when they have the most cash, 比如当他们收到退税的时候. 通过跟踪一段时间的医疗费用, we can better understand the role of healthcare spending in the financial lives of America’s families, and especially for those who are most vulnerable to even minor fluctuations in cost or spending burden."

该报告的一些关键要点包括:

• Out-of-pocket healthcare spending grew across all states and demographic groups in 2017, 增加8.2016年以来5%.
  • In 2017 out-of-pocket healthcare spending grew by 8.5% year-over-year, the fastest increase since 2014. Over the last three years, spending increased by an average annual rate of 5.8%.
  • Growth in healthcare spending occurred across every state and demographic group and sub-category of healthcare spending, 除了药品开销, 而拒绝.
• Low-income family saw their healthcare spending burden grow nearly 2x as much as the average family.
  • While the average healthcare spending burden increased by 0.1比10个百分点.从2016年的6%上升到1%.7% in 2017, low-income families’ out-of-pocket healthcare spending burden grew by 0.18%age points, nearly twice as much, from 2.从2016年的6%降至2%.2017年8%.
• Out-of-pocket healthcare spending continues to be highly concentrated among a small fraction of population. In 2017, 10 percent of people accounted for 52 percent of out-of-pocket spending.
  • In 2017, 前10%的消费者平均花费3美元,255, which is five times as much as the average spender and represents 9.税后收入的5%.
  • 8人中.5% growth we observed at the aggregate level, the top 10 percent of spenders contributed 48% of that growth.
• There is wide variation in out-of-pocket healthcare spending and burden levels and growth rates across states.
  • California showed the fastest growth in spending levels (13.5%) from 2016 to 2017, compared to the 23-state average of 8.5%.
  • In 2017, families in Utah spent the most on and were the most burdened by out-of-pocket healthcare spending. 医疗保健 spending burden was highest among low-income families in Utah, about 5.这些家庭税后收入的7%.
    • Families in Utah spent $864 on average in 2017 compared to the 23-state average of $625, 使犹他州成为支出最高的州.
    • Utah also ranked the highest in terms of healthcare spending burden. 犹他州的家庭平均花费2美元.8% of their take-home income in 2017, compared to the 23-state average of 1.7%.

The 12bet官方 研究所 report is based on the 12bet官方 研究所 医疗保健 Out-of-Pocket 支出 Panel (JPMCI HOSP). The data asset was constructed using a sample of 4.7 million de-identified regular 追逐 customers age 18 to 64 across 23 states between January 2013 and December 2017. The 研究所 defined out-of-pocket healthcare spending as any observed payments to healthcare providers and drugstores, 包括共同支付, 共同保险, 以及其他医疗服务点, 牙科, 或者药费. 伴随着报告, the HOSP Geographic Data Visualization Tool allows interested parties to explore out-of-pocket healthcare spending trends at the state and county level as well as for different demographic groups.

点击这里阅读报告全文.